First Commonwealth FCU Cashback Checking

Open a new Cashback Checking account with code EARN400 and set up direct deposits of at least $1,000 per month for two consecutive months within 90 days. First Commonwealth Federal Credit Union will deposit a $400 bonus into your account about 30 days after you meet the requirements.

Eligibility

How to get the First Commonwealth FCU Cashback Checking bonus

1. Become a new member and open a Cashback Checking account with a savings account and $5 deposit using code EARN400.
2. Enroll in digital banking.
3. Set up direct deposit of at least $1,000 per month for two consecutive months.
4. Complete all steps within 90 days of opening the account.
5. Receive the $400 bonus approximately 30 days after qualifying.

The fine print that matters

• Only new members qualify; you must not have had any account or membership in the past 6 months.
• Limit one promotional bonus per individual regardless of accounts opened.
• Direct deposit requirement cannot be met by check, cash, internal transfer, or P2P payments.
• Account must remain open and in good standing through payout or the bonus is forfeited.
• Bonus may be reported on IRS Form 1099-INT; member responsible for taxes.
• Primary member must use code EARN400 at account opening and enroll in digital banking to receive payment.
• Offer runs from March 2, 2026 to August 31, 2026.
• Employees, volunteers, and immediate family members may be excluded from eligibility.

Verification and reports

Confirmed against firstcomcu.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: firstcomcu.org offer page (checked Jul 19, 2026)