Open a new Cashback Checking account with code EARN400 and set up direct deposits of at least $1,000 per month for two consecutive months within 90 days. First Commonwealth Federal Credit Union will deposit a $400 bonus into your account about 30 days after you meet the requirements.
Eligibility
Available nationwide
No state restrictions on this offer.
Credit-pull posture pending
We have not yet confirmed how this account is screened. Check with the institution.
How to get the First Commonwealth Federal Credit Union Cashback Checking bonus
- Become a new member and open a Cashback Checking account with a savings account and $5 deposit using code EARN400.
- Enroll in digital banking.
- Set up direct deposit of at least $1,000 per month for two consecutive months.
- Complete all steps within 90 days of opening the account.
- Receive the $400 bonus approximately 30 days after qualifying.
The fine print that matters
- Only new members qualify; you must not have had any account or membership in the past 6 months.
- Limit one promotional bonus per individual regardless of accounts opened.
- Direct deposit requirement cannot be met by check, cash, internal transfer, or P2P payments.
- Account must remain open and in good standing through payout or the bonus is forfeited.
- Bonus may be reported on IRS Form 1099-INT; member responsible for taxes.
- Primary member must use code EARN400 at account opening and enroll in digital banking to receive payment.
- Offer runs from March 2, 2026 to August 31, 2026.
- Employees, volunteers, and immediate family members may be excluded from eligibility.
Verification and reports
Confirmed against firstcomcu.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.
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Sources: firstcomcu.org offer page (checked Jul 19, 2026)
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