Keypoint Credit Union Checking Account

Keypoint Credit Union pays new members up to $300 for opening a checking account and setting up recurring direct deposits. You get $50 a month for six months once you deposit at least $1,000 monthly, with the first deposit required within 60 days of opening.

Eligibility

How to get the Keypoint Credit Union Checking Account bonus

1. Open a Keypoint checking account with a $10 minimum deposit using promo code NM26.
2. Set up a recurring qualified direct deposit of at least $1,000 per month.
3. Ensure the first qualifying direct deposit posts within 60 days of account opening.
4. Maintain the $1,000+ direct deposit for 6 consecutive months to receive $50 per month.
5. Bonus is fully credited within 9 months of account opening.

The fine print that matters

• Offer valid for new members only who have not held a Keypoint account in the past two years.
• Direct deposits must be from salary, pension, Social Security, or other personal income; transfers, card payments, or P2P services like Zelle or Venmo do not qualify.
• Interruptions or failure to maintain direct deposits forfeit remaining bonus payments.
• Student and kids checking accounts are not eligible.
• Cannot be combined with other promotions.
• Keypoint employees, officials, and immediate family are excluded.
• Bonus is taxable and reported per federal and state law.
• Keypoint membership required.

Verification and reports

Confirmed against kpcu.com on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: kpcu.com offer page (checked Jul 19, 2026)