Navigator Credit Union Free Checking

Navigator Credit Union pays $150 for opening a new Free Checking account between June 1 and August 31, 2026 with at least $500 in qualifying direct deposits and 12 debit card purchases within the first 60 days. Qualifying accounts are also entered into a monthly drawing for a $200 bonus.

Eligibility

How to get the Navigator Credit Union Free Checking bonus

1. Open a new Free Checking account between June 1, 2026 and August 31, 2026.
2. Set up qualifying direct deposits totaling $500 or more.
3. Make 12 debit card point-of-sale or signature purchases within 60 days of account opening.
4. Bonus is credited to your primary savings account within 60 days of meeting qualifications.

The fine print that matters

• Members with an existing checking account or one closed within the last 90 days do not qualify.
• New checking accounts only; consumer accounts only.
• ATM transactions and account transfers do not count toward the 12 required purchases.
• Peer-to-peer transfers, mobile check deposits, and trial deposits do not count as qualifying direct deposits.
• Checking and primary savings accounts must remain open and in good standing through the date the bonus is credited.
• Maximum of one bonus per membership.
• Bonus may be reported as income on a 1099.
• Qualifying accounts are also automatically entered into a monthly sweepstakes for a $200 prize; no purchase necessary to enter.

Verification and reports

Confirmed against navigatorcu.org on Aug 13, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

Spot something new or wrong? Send a tip. Corrections ship and are credited in the changelog.

Sources: navigatorcu.org offer page (checked Aug 13, 2026)