Provident Credit Union Dividend Business Checking

Provident Credit Union is offering a $475 bonus for opening a new Dividend Business Checking account with promo code SEED475. To earn it you need to deposit at least $2,500 within 60 days and make $400 or more in debit or credit card purchases each month for two consecutive months, plus enroll in online banking and eDocuments.

Eligibility

How to get the Provident Credit Union Dividend Business Checking bonus

1. Open a Dividend Business Checking account using promo code SEED475.
2. Deposit at least $2,500 in total within the first 60 days of account opening.
3. Make purchases of $400 or more using a Provident business debit or credit card for two consecutive months starting the month after account opening.
4. Enroll in online banking and eDocuments with a valid email address.
5. Keep the account active and in good standing for two consecutive months.

The fine print that matters

• Must be a new business member residing in California.
• Not eligible if you are a current owner on a Provident business account or were within the last two years.
• One new business account bonus per business.
• Business savings account required to open a Dividend Business Checking account.
• Must fund the checking account within 60 days with a minimum deposit of $100 or you become ineligible and the account may be closed.
• Bonus is typically credited within 120 days of account opening.
• Bonus may be reported to the IRS and taxes are the member's responsibility.
• Offer may expire at any time and is stated to expire July 31, 2026.
• Debit card cashback, credit card cash advances, checks, and ACH-only auto payments do not count toward qualifying purchases.

Verification and reports

Confirmed against providentcu.org on Jul 19, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: providentcu.org offer page (checked Jul 19, 2026)