Union Savings Bank Essential Checking

Union Savings Bank offers up to $400 for opening an Essential Checking account. You earn $150 for one direct deposit, $100 for making 10 debit card purchases, and $150 for opening a savings account and keeping a $500 average balance for 60 days.

Eligibility

How to get the Union Savings Bank Essential Checking bonus

1. Open a new Essential Checking account with $25 or more as the primary account holder.
2. Make one qualifying direct deposit within 60 days to earn $150.
3. Open a USB debit card and make 10 debit purchases within 60 days to earn $100.
4. Open an Essential Savings account at the same time and maintain a $500 average balance for 60 days to earn $150.

The fine print that matters

• Offer not available to existing USB personal checking customers or those whose accounts were closed in the previous 12 months.
• Limit one offer per customer.
• P2P, bank transfers, or other electronic money transfers do not qualify as direct deposits.
• ATM transactions do not count toward the 10 debit card purchases.
• Bonuses are subject to 1099 IRS reporting requirements.
• Employees of Union Savings Bank are not eligible.
• New USB savings customers only for the savings bonus portion.

Verification and reports

Confirmed against unionsavings.com on Jul 30, 2026. Based on 0 field reports. Status Limited reports is computed from those reports, never hand-set.

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Sources: unionsavings.com offer page (checked Jul 30, 2026)