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Betterment vs Wealthfront bonuses

As of Sep 2, 2026, Betterment has 6 live sign-up bonuses, up to $2,000. Wealthfront has 5, up to $500. Here is how they compare, verified against each institution's own terms.

The quick take. Betterment has the bigger headline bonus right now ($2,000). Betterment gives you more offers to choose from. The best pick is the one whose requirement you can actually meet, so weigh the figures below against your own cash and direct deposit.

At a glance

BettermentWealthfront
Live sign-up bonuses65
Biggest cash bonus$2,000$500
Bonus typesbrokerage, app, bankbrokerage, bank, app
ChexSystemsNot applicableNot applicable
Credit pullTypically no hard credit inquiry to openTypically no hard credit inquiry to open
EligibilityNew customers onlyNew customers only

Current offers

What to know about each

Betterment

Betterment is a brokerage tracked here for its Investing Account bonus ($2,000 for deposit $200,000+ new money within 45 days). We track 3 of its offers. Re-verify the current terms on the institution's own offer page.

Wealthfront

Wealthfront is a brokerage tracked here for its Platform Referral bonus (0.50% match for open eligible account via referral, deposit up to $100k). We track 4 of its offers. Re-verify the current terms on the institution's own offer page.

Common questions

Which has the bigger sign-up bonus, Betterment or Wealthfront?

Betterment has the bigger cash bonus right now, at $2,000. Figures change; both are checked against the source and shown above with the date.

Is Betterment or Wealthfront better for a sign-up bonus?

The better pick is the offer whose requirement you can actually meet. Betterment currently gives you more offers to choose from. Weigh each bonus against the deposit or spend it needs, not just the headline number.

New to this? Start with how bank sign-up bonuses work, weigh both by value with the easiest to earn list, and see more head-to-heads on the compare page. Reference information, not financial advice.