Betterment vs Wealthfront bonuses
As of Jul 21, 2026, Betterment has 3 live sign-up bonuses, up to $2,000. Wealthfront has 4, up to $500. Here is how they compare, verified against each institution's own terms.
At a glance
| Betterment | Wealthfront | |
|---|---|---|
| Live sign-up bonuses | 3 | 4 |
| Biggest cash bonus | $2,000 | $500 |
| Bonus types | brokerage, bank | brokerage, bank, app |
| ChexSystems | Pending verification | Not applicable |
| Credit pull | Verify at publish | Typically no hard credit inquiry to open |
| Eligibility | Verify current exclusion window | New customers only |
Current offers
What to know about each
Betterment is a brokerage tracked here for its Investing Account bonus ($2,000 for deposit $200,000+ new money within 45 days). We track 3 of its offers. Re-verify the current terms on the institution's own offer page.
Common questions
Betterment has the bigger cash bonus right now, at $2,000. Figures change; both are checked against the source and shown above with the date.
The better pick is the offer whose requirement you can actually meet. Wealthfront currently gives you more offers to choose from. Weigh each bonus against the deposit or spend it needs, not just the headline number.
New to this? Start with how bank sign-up bonuses work, weigh both by value with the easiest to earn list, and see more head-to-heads on the compare page. Reference information, not financial advice.