USAA Preferred Cash Rewards

USAA offers a $250 cash bonus on its Preferred Cash Rewards Credit Card after you spend $1,000 on qualifying purchases within 90 days of opening the account. You must be a USAA member, or become one, to apply.

Eligibility

How to get the USAA Preferred Cash Rewards bonus

1. Become a USAA member if not already.
2. Apply for and open the USAA Preferred Cash Rewards Credit Card.
3. Spend $1,000 on qualifying purchases within 90 days of account opening.
4. Receive the $250 reward bonus.

The fine print that matters

• Must be a USAA member or become one to apply; membership is limited to current and former military and their spouses and dependents.
• A fee of 5% of the amount of each balance transfer, cash advance, and convenience check applies.
• Regular APR is 15.40% to 27.40% variable.
• No annual fee and no foreign transaction fees.

Verification and reports

Confirmed against usaa.com on Jul 27, 2026. Based on 0 field reports. Status Archived is computed from those reports, never hand-set.

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Sources: usaa.com card page (no bonus stated) (checked Jul 27, 2026)